Who is Meshesha Robel?
Meshesha Robel is an Ontario Mortgage Agent Level 2 (FSRA licence #M15001135) with Mortgage Alliance (FSRA brokerage #10530). He specializes in arranging private first and second mortgages, bridge loans, refinances and renewals for borrowers across the Greater Toronto Area and Ontario, working with each client directly rather than through a team hand-off.
Why the Level 2 licence matters
In Ontario, a Mortgage Agent Level 1 licence does not permit dealing in mortgages with private lenders except in limited cases. The Level 2 licence is what allows an agent to arrange mortgages with private lenders and mortgage investment corporations. Every file Meshesha places is arranged under that licence and his brokerage's supervision.
How Meshesha works
Directly, start to finish
The person you speak to on the first call is the person who negotiates with the lender, reviews the commitment with you, and calls you before your renewal date.
Case-by-case underwriting
Private files are won or lost on how they're presented. Meshesha writes a clear file summary — the property, the equity, what happened, and the exit — so lenders can say yes for the right reasons.
Honest feasibility
If a private mortgage would cost more than it solves, he'll say so — and point to alternatives, whether that's a B lender, waiting six months, or not borrowing.
How lenders are vetted
Before a lender sees one of Meshesha's clients, they're assessed on:
- Registered and operating through proper Ontario channels, with a track record of funded files
- Transparent fees — no surprise charges added at commitment or funding
- Reasonable renewal and extension practices at maturity
- Fair, predictable conduct if a borrower falls behind
- Realistic turnaround and responsiveness during underwriting
What Meshesha is not
He is a licensed mortgage intermediary, not a lender. He does not fund loans, does not guarantee approval, and every approval remains subject to the lender's underwriting.